News

5
Dec

Are Structured CDs Too Good To Be True?

Are Structured CDs Too Good To Be True? Most people know what Certificates of Deposit (CDs) are. You buy one for a number of years, then at the end, the bank gives you your money back plus a little interest. They’re not huge moneymakers, but they’re about as reliable as can be, which makes them great tools for offsetting risk. Of course,

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5
Dec

Holiday Wish List 2018: Financial Security

Holiday Wish List 2018: Financial Security What’s on your loved one’s gift wish list? Are they asking for the latest technology? Fashionable apparel? A must-have toy? No matter the buzz-worthy item, what they may want consider is a gift that lasts a lifetime. Remember, it is just a matter of time before a new version of their favorite technology enters

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1
Dec

8 Year-End Financial Tips

8 Year-End Financial Tips Twas a few weeks before Christmas, and all through the house, not a person was over-spending, not even  on decorations for the house. Receipts and bills were paid and filed away with care, in hopes of a fresh financial start to the New Year. Retirement funds were nestled all snug in their accounts, while payments and

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27
Nov

One of the Most Powerful Gifts You Can Give

One of the Most Powerful Gifts You Can Give On #GivingTuesday, we wanted to share a story that highlights how important your giving can be in changing a life. Prentiss Bullard says one of the most important values his father instilled in him was education. “It was my dad’s dream for me to go to college, because I’m the first-generation

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19
Nov

A Retirement Recipe for a Hearty Turkey Day

A Retirement Recipe for a Hearty Turkey Day Coming to you from the Indexed Annuity Leadership Council (IALC) is a new recipe to add to your Thanksgiving menu. We all have our Thanksgiving favorites, from turkey to stuffing, to sweet potatoes, pumpkin pie, and more. But as you sit around your table reflecting on all you have to be thankful

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19
Nov

Charitable Planning Strategies for the Fragile Decade

Charitable Planning Strategies for the Fragile Decade As our clients at McLean Asset Management near retirement, we notice that many do not bring up charitable gifting strategies to help optimize their retirement plans. Perhaps it’s a focus on solving the longevity goal of making sure there is enough money to meet yearly expenses exclusive of other goals, or perhaps it’s

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16
Nov

Is There Such a Thing as “Too Diversified?”

Is There Such a Thing as “Too Diversified?” A client brought up the concept of being too diversified recently, and it gave me pause. My initial reaction was that there is no such thing . Diversification is a good thing. It allows you to minimize  risks inherent in individual investments (company gets sued, senior executive leaves, “next big thing” flops,

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13
Nov

Free Guide to Long-Term Care and Tweetable Facts

Free Guide to Long-Term Care and Tweetable Facts It’s Long-Term Care Insurance Awareness Month—and for good reason. Many people don’t know exactly what this type of insurance is or what kind of benefits it provides. But don’t worry if you fall into the “I don’t know” category, because as part of our mission as a nonprofit is to educate consumers

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2
Nov

Midterm Elections: What Do They Mean for Markets?

Midterm Elections: What Do They Mean for Markets? With the recent market volatility this last month and the upcoming mid-term elections, it is not uncommon to receive questions regarding the potential market reactions. Dimensional provided a great little piece on this below. The two exhibits that accompany the article really tell the story nicely. Enjoy! Midterm Elections: What Do They

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2
Nov

Did You Let Retirement Scare You Off This Halloween?

Did You Let Retirement Scare You Off This Halloween? Halloween might get less scary as we age, but there are a lot of frightening aspects of retirement in 2018. In fact, recent data on the state of America’s workforce shows just how underprepared for retirement many Americans are. While running out of money, drastic lifestyle changes, and the cost of

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